Identity Theft and Fraud
Email Fraud, also called phishing occurs when a large mass of emails are randomly sent and falsely represent a store or bank without their knowledge. If you would like to check the authenticity of the email; contact the company appearing to be the sender of the email.
- Never give out your passwords/PIN to anyone.
- Routinely update your anti-virus software and place firewalls to protect your computer.
- Never respond to a pop-up window and give your personal information.
- Only purchase items from a secure, well known website.
- Never give your password/PIN to anyone or write your PIN on your ATM/Debit Card.
- Don’t use obvious passwords/PINs for your internet banking.
- Never give your personal information including your banking information to anyone you don’t know over the phone.
- Shred your documents.
- Don’t carry more information with you than you have to. Clean out your wallet, carry credit and debit cards that you regularly use.
- Don’t carry your social security card with you.
- Know when you should be expecting bills and bank statements in the mail. Sign up for electronic bill and bank statements and review your statements closely.
- Question unexpected bills or denials regarding credit requests that you have not applied for.
- Review your free credit report annually. You are allowed one free credit report from each of the three credit reporting agencies annually.
- Only use an ATM that has proper lighting. Ask yourself, “Do I feel safe?”
- Be aware of individuals that stand too close to you at an ATM.
- Remember to take your receipt.
- Block the screen and PIN-pad with your body against prying eyes.
- Remember to take your card before you leave the ATM.
If you believe you are a victim of Identity Theft contact a bank representative immediately: 763-862-6500.