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Community Pride
Bank offers very competitive interest rates. Our interest rates change frequently,
if you would like to be notified of these changes or of any interest rate
specials we offer, please email us at
rates@cpride.com.
Community Pride Bank Interest Rate Sheet
Current as of
Wall Street Journal's
Prime Rate 3.25%
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Checking Accounts |
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Account Type
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Interest Rate
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APY
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Community
Interest Checking [$100 to open] |
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» $2,500.00 and above |
0.05% |
*0.05% |
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Community
Classic [$50 to open] |
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» $500.00 to $4,999.99 |
0.05%
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0.05%
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» $5,000.00 to $9,999.99 |
0.10%
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0.10%
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» $10,000.00 to $24,999.99 |
0.15%
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0.15%
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» $25,000.00 and above |
0.20%
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0.20%
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Community
Relationship [$100 to open] |
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» $1,00.00 to $4,999.99 |
0.10%
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0.10%
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» $5,000.00 to $9,999.99 |
0.15%
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0.15%
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» $10,000.00 to $24,999.99 |
0.20%
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0.20%
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» $25,000.00 and above |
0.25%
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0.25%
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Business
Interest Checking |
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» 500.00 and above |
0.05%
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0.05%
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Health
Savings Accounts [$100 to open] |
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» under $5,000.00 |
0.35%
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0.35%
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» over $5,000.00 |
0.50%
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0.50%
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Consumer
Savings Accounts |
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Account Type
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Interest Rate
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APY
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Community
Youth Savings [$1 to open] |
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» any amount |
0.05%
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0.05%
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Community
Savings [$50 to open] |
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» any amount |
0.10%
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0.10%
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Community
Plus Savings [$1,000 to open] |
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» Below $1,000.00 |
0.10%
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0.10%
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» $1,000.00 to $9,999.99 |
0.15%
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0.15%
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» $10,000.00 to $24,999.99 |
0.20%
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0.20%
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» $25,000.00 and above |
0.30%
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0.30%
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Community Money Market
[$5,000 to open] |
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» Below $25,000.00 |
0.25%
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0.25%
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» $25,000.00 to $49,999.99 |
0.35%
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0.35%
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» $50,000.00 to $99,999.99 |
0.50%
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0.50%
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» $100,000.00 and above |
1.00%
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1.00%
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Preferred Money Market |
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» $0.00 to $19,999.99 |
0.25%
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0.25%
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» $20,000.00 and above |
1.25%
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1.26%
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Business
Savings Accounts |
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Account Type
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Interest Rate
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APY
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Business
Community Savings |
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» any amount |
0.15%
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0.15%
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Business
Pride Savings |
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» Below $1,000.00 |
0.10%
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0.10%
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» $1,000.00 to $9,999.99 |
0.15%
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0.15%
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» $10,000.00 to $24,999.99 |
0.20%
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0.20%
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» $25,000.00 and above |
0.30%
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0.30%
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Business Money Market Savings |
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» Below $25,000.00 |
0.25%
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0.25%
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» $25,000.00 to $49,999.99 |
0.35%
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0.35%
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» $50,000.00 to $99,999.99 |
0.50%
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0.50%
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» $100,000.00 and above |
1.00%
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1.01%
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Preferred Business Money Market |
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» $0.00 to $19,999.99 |
0.25%
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0.25%
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» $20,000.00 and above |
1.25%
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1.26%
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Certificate
of Deposit & IRA Certificate of Deposit Rates
applies to Traditional and Roth accounts
[All CD's require $500 to open] |
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Terms
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Interest Rate
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APY
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3 month
CD* |
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» $500.00 to $9,999.99 |
1.00%
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1.00%
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» $10,000.00 to $24,999.99 |
1.00%
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1.00%
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»
$25,000.00 and above |
1.00%
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1.00%
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6 month* |
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» $500.00 to $9,999.99 |
1.05%
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1.05%
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» $10,000.00 to $24,999.99 |
1.10%
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1.10%
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»
$25,000.00 and above |
1.15%
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1.15%
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12month* |
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» $500.00 to $9,999.99 |
1.50%
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1.50%
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» $10,000.00 to $24,999.99 |
1.55%
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1.55%
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»
$25,000.00 and above |
1.60%
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1.60%
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24 month** |
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» $500.00 to $9,999.99 |
1.60%
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1.61%
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» $10,000.00 to $24,999.99 |
1.65%
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1.66%
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»
$25,000.00 and above |
1.70%
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1.71%
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36 month** |
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» $500.00 to $9,999.99 |
1.65%
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1.66%
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» $10,000.00 to $24,999.99 |
1.70%
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1.71%
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»
$25,000.00 and above |
1.75%
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1.76%
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48 month** |
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» $500.00 to $9,999.99 |
1.65%
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1.66%
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» $10,000.00 to $24,999.99 |
1.70%
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1.71%
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»
$25,000.00 and above |
1.75%
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1.76%
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60 month** |
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» $500.00 to $9,999.99 |
1.70%
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1.71%
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» $10,000.00 to $24,999.99 |
1.75%
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1.76%
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»
$25,000.00 and above |
1.80%
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1.81%
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(1)
Your interest rate and annual percentage yield may change, at our
discretion, at any time. Interest on checking and money market accounts
is compounded and credited to your account monthly on the monthly
statement cycle date. Interest on savings accounts is compounded
and credited to your account quarterly on the quarterly statement
cycle date. If you close your account before interest is credited,
you will not receive the accrued interest. Fees could have the effect
of reducing earnings on your account.
(2) The range your daily balance falls within determines the
interest rate and annual percentage yield paid on your entire
account balance.
Interest
rates are determined at the sole discretion of Community Pride Bank
and are subject to change. Rates are accurate as of the date shown.
Please contact us at (763) 862-6500 for current rate information.
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-APY
is an abbreviation for Annual Percentage Yield and assumes interest
will not be withdrawn |
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-All
certificates $100,000 and over are quoted individually on a case
by case basis |
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-All
certificates compounded quarterly, except 3, 6, and 12 month certificates
which are compounded at maturity. |
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-A penalty
may be imposed for early withdrawal as follows: |
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* = 3 months interest on the amount withdrawn
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** = 6 months interest on the amount withdrawn
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-All
certificates are automatically renewable |
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-A withdrawal of interest prior
to maturity will reduce earnings |
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-Interest rates on certificates of deposits (CDs) are fixed rates and are paid for the term of the deposit until maturity |
Service Fees
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Account Statement Printout
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$4.00
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Amortization Schedule
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$5.00
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Instant Cash Card Transaction Fee
(per transaction over 6 per month)
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$2.00
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Instant Cash Card Monthly Fee
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$1.00
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Instant Cash or Instant Cash & Check Card
Replacement Fee (per card)
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$10.00
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Bond Coupon Processing
(per envelope)
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$10.00
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Cashiers Checks
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Customer $5.00
Non-Customer $10.00
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Cash Management (per month)
(5 ACH batches per month, then $5.00 per batch thereafter)
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$19.95
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Check Cashing
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Customer No Charge
Non-Customer ($5.00 or 1% of check amount,
whichever is greater)
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Checks Returned in Statement
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$7.50
(per month)
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Closing Account Fee
(if closing within 6 months of opening date)
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$20.00
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Coin Counting
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Customer No Charge
Non-Customer 5% of Total
($5.00 minimum)
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Collection Item
(Both incoming and outgoing)
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$25.00
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Continued Overdraft Fee
(per day after 3 day grace period)
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$5.00
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Counter Checks
(per check)
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$1.00
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Credit Reference
(per reference)
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$5.00
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Depository Bags
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Lock Bags $25.00
Zipper Bags $10.00
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Deposit Item Charge Back
(per item)
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$4.00
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Document Copy
(per item)
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$3.00
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Dormant Account Fee
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$20.00
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E-banking
(on-line bill pay service included)
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No Charge
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Fax Service Fee
(per page)
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$1.00
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Foreign Currency
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Fee varies
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Levy/Garnishment Processing
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$60.00
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Loan Coupon Book Replacement
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$5.00
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Money Orders
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Customer $3.00
Non-Customer $6.00
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Notary Fee
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Customer No Charge
Non-Customer $1.00
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NSF Fee (per item)
($130 max per day)
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$30.00
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Photo Copies
(per page)
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$.20
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Records Research
(per hour)
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$25.00
($10.00 minimum)
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Safe-Deposit Boxes
(annual fee)
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Box
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Fee |
Auto Debit
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3x5
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$25 |
$15
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5x5
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$45 |
$35
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3x10
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$50 |
$40
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5x10
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$75 |
$65
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10x10
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$150 |
$140
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Lost Key Charge $20
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Drill Charge $150
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Special Statement Handling
(per month)
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$7.50
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Stop Payment
(per item)
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$30.00
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Wire Transfer
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Customer $15 (Domestic)
$45 (Foreign)
Non-Customer $25 (Domestic)
$50 (Foreign)
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Community Pride Bank - Ham Lake
(NE corner of Bunker Lake Blvd. and Hwy 65)
1441 Bunker Lake Blvd NE
Ham Lake, MN 55304
Phone 763.862.6500
Fax 763.862.6600
info@cpride.com
Community Pride Bank - Isanti
905 6th Ave Court N.E.
PO Box 10
Isanti, MN 55040
Phone 763.444.8800
Fax 763.444.8808
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