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 Community
Pride Bank offers checking and savings accounts that will meet all your personal
banking needs. Direct deposit, 24-hour phone banking - so you can check your account
activity and transfer funds anytime of the day or night, Instant Cash and Instant
Cash & Check Cards - allowing you to access cash and make point-of-sale purchases
nationwide, combined statements, and safe deposit boxes are a few the services
we offer to our customers. For more information on our personal checking and savings
account, email us at info@cpride.com.
Whether
you are purchasing a home, refinancing, or making home improvements, our mortgage
lending department will be happy to assist you. We also offer a wide variety of
consumer installment loans for automobiles, both new and used, recreational merchandise
such as snowmobiles and 4-wheelers, boat loans, and personal lines of credit.
You can contact our lending department directly at lending@cpride.com.
At Community
Pride Bank you will find a friendly, experienced, professional staff that will
be happy to answer all of your questions. We pride ourselves in offering customer
service with a personal touch. Please feel free to contact us if you would like
further information.
| Personal
Checking Options |
| * |
Free
Checking | Community
Interest | Community
Classic
(for those age 55+) |
Community
Relationship | |
Minimum
Balance |
No
Minimum | $500
Minimum | No
Minimum | $10,000
Minimum
daily combined balance in Checking, Savings & CDs |
| Minimum
Opening Deposit |
$50 |
$100 |
$50 |
$100 |
| Monthly
Service Charge |
None |
$8
monthly fee if balance falls below minimum |
None |
$15
monthly fee if balance falls below minimum |
| Earns
Interest |
No |
Any
daily balance
over $500 |
Any
daily balance over
$500 (tiered rates) |
Any
daily balance over $1,000 (tiered rates) |
| Free
Checks | No |
First
order free | Yes |
Yes |
| Other
Benefits |
Unlimited
check writing
Check safekeeping
Instant Cash & Check Card*
Combined
Statements
Direct Deposit
Automatic transfers
Overdraft protection* |
Unlimited
check writing
Check safekeeping
Instant Cash & Check Card*
Combined
Statements
Direct Deposit
Automatic transfers
Overdraft protection* |
Unlimited
check writing
Check safekeeping
Instant Cash & Check Card*
Combined
Statements
Direct Deposit
Automatic transfers
Overdraft protection*
First year free Safe Deposit Box Rental |
Unlimited
check writing
Check safekeeping
Instant Cash & Check Card*
Combined
Statements
Direct Deposit
Automatic transfers
Overdraft protection*
25% off annual Safe Deposit Box rental
$250 off mortgage closing costs
1/4% discount on personal installment loan rates* |
| *Subject
to application approval |
| Personal
Savings Options |
| * |
Community
Youth | Community
Savings | Community
Plus | Community
Money Market | Preferred
Money Market | |
Minimum
Balance | $1
minimum | $50
average
monthly balance | $1,000
daily balance | $5,000
daily balance | $20,000
daily balance | |
Minimum
Opening Deposit | $1 |
$50 |
$1,000 |
$5,000 | $20,000 |
| Monthly
Service Charge | None |
$3
monthly fee if balance falls below minimum | $9
monthly fee if balance falls below minimum | $15
monthly fee if balance falls below minimum | $20
monthly fee if balance falls below minimum |
| Interest
Rate
| One
Rate | One
Rate | Interest
rate tiers:
$0 - $999
$1,000 - $9,999
$10,000 - $24,999
$25,000
+ | Interest
rate tiers:
$0 - $4,999
$5,000 - $49,999
$50,000 - $99,999
$100,000
+ | Interest
rate tiers:
$0 - $19,999
$20,000 and up |
| Withdrawals |
Unlimited |
Six
free per month;
$3 per additional | Six
free per month;
$5 per additional | Six
free per month;
$8 per additional | Six
free per month;
$10 per additional |
| Other
Benefits | Telephone
Banking (balance inquiry only) | Instant
Cash Card (available with small monthly fee)
Automatic transfers
Combined
statements | Instant
Cash Card (available with small monthly fee)
Automatic transfers
Combined
statements | Instant
Cash Card (available with small monthly fee)
Automatic transfers
Combined
statements | Interest
rate is tiered to the Wall Street Journal's highest Published Prime Rate minus
a margin. |
|
|
| Certificates
of Deposit & IRA Certificate of Deposit |
- Terms
ranging from 3 to 60 months available
- $500
minimum deposit to open
- Automatically
renewable
- Interest
checks available monthly, quarterly, semi-annually or annually
- Penalty
for early withdrawal
- INDIVIDUAL
RETIREMENT ACCOUNTS AVAILABLE TOO!
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24-HOUR
Banking Services
Free E-Banking
It's a free service that gives you access to your account information from anywhere
you access the internet. - Transfer
money
- Check
current balances
- View
transaction information
Free
Bill Payment
Don't like running to the post office? Sign up for our FREE
online Bill Payment service! It's the easy way to make one-time payments, set-up
regular payments, and much more! Instant
Cash & Check Card
Use this handy card to get cash at ATMs and as a
substitute for writing paper checks. Just present it at any merchant that accepts
VISA. The purchase amount comes out of your checking account and is shown on your
monthly statement. 24-hour
Telephone Banking (651) 628-9830
Use your touch-tone phone to get balance
information, transfer funds, keep track of outstanding checks & ATM transactions,
double-check deposit amounts and much more. Direct
Deposit
Ask about this simple way of having your paycheck, Social Security,
pension, or other regular deposit automatically credited to your checking or savings
account. After-Hour
Depository
We have a secured after-hour depository available for your
convenience. Ask for details.
LOAN
SERVICES Home
Mortgages
See us for help with financing your next home. Whether you
are buying, building or refinancing, we have lending solutions for you. Ask about
FREE HOME LOAN PRE-APPROVAL!
Home
Equity Loans
It's the most convenient way to tap into the equity that is building in your home.
Use it for consolidating loans, making home improvements, buying new cars...the
options are endless. Lines of credit are also available for convenient equity
access.
Construction Loans
If building a new home is on your
mind, see us for your construction loan. We have years of experience in saving
you money and making the process easy for you.
Personal Loans
Let us fit a new auto, RV, ATV, boat or snowmobile into your budget with an affordable
installment loan from Community Pride Bank.
Overdraft
Protection
It's the easy way to protect yourself from costly overdrafts,
plus, you have the flexibility to "write yourself a loan!" Apply today.
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Community
Pride Bank - Ham Lake
(NE corner of Bunker Lake Blvd. and Hwy 65)
1441 Bunker Lake Blvd NE
Ham Lake, MN 55304
Phone 763.862.6500
Fax
763.862.6600
info@cpride.com Community Pride Bank - Isanti
905 6th Ave Court N.E.
PO Box 10
Isanti, MN 55040
Phone 763.444.8800
Fax 763.444.8808
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