Community Pride Bank offers very competitive interest rates. Our interest rates change frequently, if you would like to be notified of these changes or of any interest rate specials we offer, please email us at rates@cpride.com.
Please contact us directly for quotes on our current loan rates.
Click here for a Printable PDF version of the rate sheet.
Community Pride Bank Interest Rate Sheet
Current as of Wednesday, March 10, 2010 Wall Street Journal's Prime Rate 3.25%
Consumer Checking Accounts
Terms
Interest Rate
Annual Percentage Yield
Interest Compounds
Community Interest [$ 100 to open]
$500 and above
0.05%
0.05%
Monthly
Community Classic [$ 50 to open]
$500.00 to $4,999.99
0.05%
0.05%
Monthly
$5,000.00 to $9,999.99
0.05%
0.05%
Monthly
$10,000.00 to $24,999.99
0.10%
0.10%
Monthly
$25,000.00 and above
0.15%
0.15%
Monthly
Community Relationship [$ 100 to open]
$1,000.00 to $4,999.99
0.05%
0.05%
Monthly
$5,000.00 to $9,999.99
0.10%
0.10%
Monthly
$10,000.00 to $24,999.99
0.15%
0.15%
Monthly
$25,000.00 and above
0.20%
0.20%
Monthly
(1) Your interest rate and annual percentage yield may change, at our discretion, at any time. Interest on checking and money market accounts is compounded and credited to your account monthly on the monthly statement cycle date. Interest on savings accounts is compounded and credited to your account quarterly on the quarterly statement cycle date. Fees could have the effect of reducing earnings on your account.
(2) The range your daily balance falls within determines the interest rate and annual percentage yield paid on your entire account balance.
Interest rates are determined at the sole discretion of Community Pride Bank and are subject to change. Rates are accurate as of the date shown. Please contact us at (763) 862-6500 for current rate information.
-APY is an abbreviation for Annual Percentage Yield and assumes interest will not be withdrawn
-All certificates $100,000 and over are quoted individually on a case by case basis
-All certificates compounded quarterly, except 3, 6, and 12 month certificates which are compounded at maturity.
-A penalty may be imposed for early withdrawal as follows:
* = 3 months interest on the amount withdrawn
** = 6 months interest on the amount withdrawn
-All certificates are automatically renewable
-A withdrawal of interest prior to maturity will reduce earnings
-Interest rates on certificates of deposits (CDs) are fixed rates and are paid for the term of the deposit until maturity
-Service fees could reduce earnings
